CDs

Build a savings plan that works for your schedule.

CIT Bank CDs provide a safe, secure way to grow your savings. Choose from a selection of CD rates and terms to help you stay on target for your savings goals.


CDs

Descriptions
Variety of terms with low minimum balance
Option to withdraw full balance and interest after 7 days of CD funding date***
Flexible CD with rate and deposit options*
Flexible CD with rate options*
Higher interest rates on higher deposits
CD rates
Up to % APY**
Up to % APY**
Up to % APY**
Up to % APY**
Up to % APY**
Terms
Up to 5 years
11 Months
1- and 2-Year
3- and 4-Year
Up to 5 years
Minimum opening deposit
$1,000
$1,000
$25,000
$25,000 3-Year
$50,000 4-Year
$100,000
Monthly maintenance fee
None
None
None
None
None
FDIC insured
Yes
Yes
Yes
Yes
Yes
Interest compounded
Daily
Daily
Daily
Daily
Daily

Selected products ()
Product
APY**
Minimum balances
Available as IRA
Available as Custodial
APY**
Minimum balances
Available as IRA
Available as Custodial