Please select a custodial product below:

Product
Term
APY
Minimum opening deposit
Jumbo CDUp to 5 YearsUp to % APY$100,000
RampUp Plus CD1- and 2-YearUp to % APY$25,000
RampUp CD3- and 4-YearUp to % APY$25,000 3-Year
$50,000 4-Year
Term CDUp to 5 YearsUp to % APY$1,000
Savings AccountN/A% APY$100

High Yield Savings

Build toward your goals with interest rates to help maximize your return.

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Earn up to % APY

Term CDs

A selection of terms, all with a low minimum deposit.

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Earn up to % APY

RampUp™ Plus CDs

Our most flexible CDs help protect you against market fluctuations. You’ll have the option to adjust your rate if our rates go up, plus you can add to your deposit once during the term of your CD.

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Earn up to % APY

RampUp™ CDs

Our flexible long-term CDs help protect you against market fluctuations. You’ll have the option to adjust your rate once during the term of your CD should our rates go up.

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Earn up to % APY

Jumbo CDs

Earn higher rates on bigger deposits.

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Earn up to % APY

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CIT Bank Custodial Accounts (UTMA)

Start saving for a child in your life by opening an account in his or her name today. You'll enjoy added tax benefits, and they'll have a head start when they need it most.
See options & apply


Custodial Accounts at CIT Bank

Savings for minors. Benefits for all.

Up to% APY*

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Overview
  • As custodian, you control the account until the minor reaches age 18, unless a later age is designated which may be up to 25 years of age. Please contact us at 855-462-2652 to learn more.
  • Part of the earnings may be free of federal taxes
  • There is no maximum annual contribution limit and potential to not incur federal gift taxes; please refer to: IRS Publication 559 for the Gift Tax Annual Exclusion amounts
  • FDIC insured**
  • Manage your account and view statements online
  • Easy account setup
  • All CIT Bank products can be set up as custodial accounts under the Uniform Transfers to Minors Act
Available accounts
Selected products ()
Product
APY**
Minimum balances
Available as IRA
Available as Custodial
APY**
Minimum balances
Available as IRA
Available as Custodial