Open an account
Product
Term
APY
Minimum opening deposit
Jumbo CD2-Year1.45 %$100,000
Jumbo CD3-Year1.40 %$100,000
Jumbo CD4-Year1.60 %$100,000
Jumbo CD5-Year1.75 %$100,000
Ramp Up CD3-Year1.20 %$25,000
Ramp Up CD4-Year1.38 %$50,000
Ramp Up Plus CD1-Year1.26 %$25,000
Ramp Up Plus CD2-Year1.27 %$25,000
Term CD6-Month0.72 %$1,000
Term CD13-Month1.48 %$1,000
Term CD1-Year1.32 %$1,000
Term CD2-Year1.40 %$1,000
Term CD3-Year1.30 %$1,000
Term CD4-Year1.50 %$1,000
Term CD5-Year1.70 %$1,000
No Penalty CD11-Month1.55 %$1,000
Premier High Yield Savings (Tier 1)1.35 %$100
Premier High Yield Savings (Tier 2)1.30 %$100
1-Month5.49 %
1-Month9.9 %
2-Year Jumbo CD
APY**
1.45
Minimum opening deposit
$100,000
Available as IRA
No

Open

3-Year Jumbo CD
APY**
1.40
Minimum opening deposit
$100,000
Available as IRA
No

Open

4-Year Jumbo CD
APY**
1.60
Minimum opening deposit
$100,000
Available as IRA
No

Open

5-Year Jumbo CD
APY**
1.75
Minimum opening deposit
$100,000
Available as IRA
No

Open

3-Year Ramp Up CD
APY**
1.20
Minimum opening deposit
$25,000
Available as IRA
No

Open

4-Year Ramp Up CD
APY**
1.38
Minimum opening deposit
$50,000
Available as IRA
No

Open

1-Year Ramp Up Plus CD
APY**
1.26
Minimum opening deposit
$25,000
Available as IRA
No

Open

2-Year Ramp Up Plus CD
APY**
1.27
Minimum opening deposit
$25,000
Available as IRA
No

Open

6-Month Term CD
APY**
0.72
Minimum opening deposit
$1,000
Available as IRA
No

Open

13-Month Term CD
APY**
1.48
Minimum opening deposit
$1,000
Available as IRA
No

Open

1-Year Term CD
APY**
1.32
Minimum opening deposit
$1,000
Available as IRA
No

Open

2-Year Term CD
APY**
1.40
Minimum opening deposit
$1,000
Available as IRA
No

Open

3-Year Term CD
APY**
1.30
Minimum opening deposit
$1,000
Available as IRA
No

Open

4-Year Term CD
APY**
1.50
Minimum opening deposit
$1,000
Available as IRA
No

Open

5-Year Term CD
APY**
1.70
Minimum opening deposit
$1,000
Available as IRA
No

Open

11-Month No Penalty CD
APY**
1.55
Minimum opening deposit
$1,000
Available as IRA
No

Open

Premier High Yield Savings (Tier 1)
APY**
1.35
Minimum opening deposit
$100
Available as IRA
No

Open

Premier High Yield Savings (Tier 2)
APY**
1.30
Minimum opening deposit
$100
Available as IRA
No

Open

1-Month
APY**
5.49
Minimum opening deposit
Available as IRA
No

Open

1-Month
APY**
9.9
Minimum opening deposit
Available as IRA
No

Open

Spring Savings

Get high-yield rates to help you reach your savings goals.

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Earn up to% APY
Term CDs

A selection of terms, all with a low minimum deposit.

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Earn up to% APY
RampUp™ Plus CDs

Our most flexible CDs help protect you against market fluctuations. You’ll have the option to adjust your rate if our rates go up, plus you can add to your deposit once during the term of your CD.

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Earn up to% APY
RampUp™ CDs

Our flexible long-term CDs help protect you against market fluctuations. You’ll have the option to adjust your rate once during the term of your CD should our rates go up.

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Earn up to% APY
Jumbo CDs

Earn higher rates on bigger deposits.

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Earn up to% APY
0

Custodial Accounts (UTMA)


Custodial Accounts at CIT Bank

Savings for minors. Benefits for all.

Up to% APY*
Available accounts
Overview

Start saving for a child in your life by opening an account in his or her name today. You'll enjoy added tax benefits, and they'll have a head start when they need it most. 

  • As custodian, you control the account until the minor reaches age 18, unless a later age is designated which may be up to 25 years of age. Please contact us at 855-462-2652 to learn more.
  • Part of the earnings may be free of federal taxes
  • There is no maximum annual contribution limit and potential to not incur federal gift taxes; please refer to: IRS Publication 559 for the Gift Tax Annual Exclusion amounts
  • FDIC insured**
  • Manage your account and view statements online
  • Easy account setup
  • All CIT Bank products can be set up as custodial accounts under the Uniform Transfers to Minors Act
Selected products ()
Product
APY**
Minimum balances
Available as IRA
Available as Custodial
APY**
Minimum balances
Available as IRA
Available as Custodial