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Equipment Financing

Equipment Financing enables you to get the equipment your business needs today and spread the cost affordably over time with monthly payments. Direct Capital, a division of CIT Bank, N.A., offers varying term lengths and options to best suit your business’s unique needs.


Equipment Finance

Equipment Financing Rates

as low as% APY

Financing amounts to suit your needs.

The application is simple and takes little time to complete, and you will often receive a decision from us quickly. You can get up to $250,000 generally without financials, or up to $1 million with financials. Pay it back with terms to suit you, from 12 to 72 months.

Convenient, simple repayment system.

Direct Capital’s equipment financing products offer a wide variety of payment options and schedules to meet your business needs. Generally, the payment interval is monthly, though seasonal and deferred payments are available.

Use for nearly any business need.

Finance just about any equipment your business needs, including:

  • Computer hardware and software
  • POS terminals
  • Restaurant equipment
  • Construction equipment
  • Commercial vehicles
  • Capital equipment

Let us help your business get the equipment it needs.

Call us at 855-629-3343 (Mon—Fri 8:30am to 5:30pm ET), send us an email at DSBS@directcapital.com, or get started online now.

Selected products ()
Product
APY**
Minimum balances
Available as IRA
Available as Custodial
APY**
Minimum balances
Available as IRA
Available as Custodial