CIT Bank Forms

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CIT Bank Agreement for Personal Accounts

Periodically, there are changes to the account agreement which reflect the terms of the legal obligation between you, the consumer, and us, the bank. We encourage you to carefully review the CIT Bank Agreement for Personal Accounts updated July 2018.

Click below to open or download a copy of the Agreement for Personal Accounts.


Schedule of Fees

Want to know if your account has fees? Check out the CIT Bank Schedule of Fees.

Product and Rates

View the interest rates, annual percentage yields and minimums to open an account on available and heritage savings and money market accounts and CDs on our Product and Rate Guide.

Forms

Choose the form(s) you need from the list below, and then print and fax the form to CIT Bank at 855-626-1120.

Banking

Form
Description
Download
Form
Description
Download
ACH Stop Payment Request
To stop payments that are withdrawn from your bank account electronically.
CIT One Time Check Withdrawal Request
Used to request a one-time check withdrawal.
Mobile Terms and Conditions (Effective as of June 6th, 2016)
CIT Bank's Mobile Banking Services allow you to obtain certain account related services through our Mobile Banking Website via a cell phone or other handheld mobile device.
Monthly ACH Interest Agreement
Authorization to electronically transfer interest only, monthly via Automated Clearing House (ACH) from your CIT Bank account to an externally designated bank.
Official Check Stop Payment Request and Indemnity Agreement*
To stop payment on an official check along with an indemnity agreement stating that the requestor protects the Bank from any losses as a result of the check being negotiated by a holder in due course.
Outbound Wire Transfer Form
Used by customers requesting an outgoing wire transfer.
W-9 Form
Used by domestic persons and entities to provide their tax identification number for use in information reporting to the IRS.
Written Statement of Unauthorized ACH Debit
To file a claim for Unauthorized or Revoked ACH debit that may occur on your account.

Deceased, Trust & Power of Attorney

Form
Description
Download
Form
Description
Download
Power of Attorney Affidavit*
Signing the Affidavit, the attorney-in-fact attests that the POA provided is valid and has not been terminated by revocation or by the principal’s death or incapacity. The POA must be attached to the Affidavit.
Uniform Statutory Form Power Of Attorney*
To appoint a Power of Attorney.
Consumer Agency Authorization Form*
To obtain personal identification information for POA.

IRA

IRA Distribution; State Income Tax Withholding

Please note state income tax withholding is only available and applicable to California (CA) state residents. CIT Bank N.A. accounts are subject to federal laws and regulations and the laws of the State of California, including state tax laws. In most cases, state withholding applies to the IRA owner or IRA beneficiary's state of residence. Your state of residence is determined by the address of record on your CIT Bank N.A. account(s). CIT Bank N.A. will not withhold state income tax if an IRA owner or IRA beneficiary's address of record does not reflect California. Please seek the advice of a tax or legal professional if you have questions regarding state withholding requirements that apply to your IRA distribution.


Form
Description
Download
Form
Description
Download
IRA Designation of Beneficiary
Used by existing IRA Customers who wish to change their Beneficiaries listed for their Retirement Plan (Traditional/Roth/SEP).
Roth IRA Withdrawal
Used by existing Roth IRA Customers who wish to request a reportable distribution from their existing Roth IRA account.
Roth IRA Contribution Eligibility
Used by existing Roth IRA Customers who wish to make an additional eligible current year contribution, prior year contribution, a 60 Day Roth Rollover from a Roth IRA, a Roth Rollover from an Eligible Employer-Sponsored Retirement Plan, or a Conversion to their existing Roth IRA from their Traditional IRA.
Traditional IRA Withdrawal
Used by existing IRA Customers who wish to request a reportable distribution from their existing IRA account, including a Required Minimum Distribution (RMD).
Traditional IRA Contribution Eligibility
Used by existing Traditional IRA Customers who wish to make an additional eligible current year contribution, prior year contribution, a 60 Day IRA Rollover from a Traditional IRA, or a Rollover form an Eligible Employer-Sponsored Retirement Plan.
Selected products ()
Product
APY**
Minimum balances
Available as IRA
Available as Custodial
APY**
Minimum balances
Available as IRA
Available as Custodial