Term CDsEarn up to% APY
A selection of terms, all with a low minimum deposit.
CDsEarn up to% APY
Our most flexible CDs help protect you against market fluctuations. You’ll have the option to adjust your rate if our rates go up, plus you can add to your deposit once during the term of your CD.
RampUp™ CDsEarn up to% APY
Our flexible long-term CDs help protect you against market fluctuations. You’ll have the option to adjust your rate once during the term of your CD should our rates go up.
Jumbo CDsEarn up to% APY
Earn higher rates on bigger deposits.
IRA AccountsEarn up to% APY
Grow your nest egg with tax-deferred earnings.
Custodial Accounts (UTMA)Earn up to% APY
Save money for a child’s future.
CIT Bank Spring Savings
Get high-yield rates to help you reach your savings goals.
See rates &
Spring Savings** Maximum Growth
See rates & apply
FDIC insurance standard amount is $250,000 per depositor for each account ownership category.***
- Minimum deposit of $100 to open a CIT Bank Spring Savings account
- No account opening or maintenance fees
compounding interest to maximize your earning potential
- Free online
* APY — Annual Percentage Yield is
accurate as of December 18, 2015. CIT Bank
Spring Savings rates may change after account is opened.
** Spring Savings is not available as an IRA. Visit the IRA page for available options.
*** CIT Bank, N.A. and OneWest Bank, a division of CIT Bank, N.A. are the same FDIC-insured institution. Deposits held under each name are not separately insured, but are combined to determine whether a depositor has exceeded the $250,000 federal deposit insurance limit, per depositor for each account ownership category. For purposes of calculating aggregate deposits held in CIT Bank, N.A., you should include deposits held in OneWest Bank, a division of CIT Bank, N.A.