Adjustable-Rate Mortgage
Interest Rate
Jumbo 5/1 LIBOR
4.175 %
4.824 %
0.000 %
Advertised interest rates and APR assumes excellent credit score.
As of 10/22/2018 13:05:30 PM. Read Disclosures
Fixed-Rate Mortgage

For easy budgeting, a fixed mortgage rate gives you the stability of a predictable monthly payment.

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Jumbo Loans

Our professionals are dedicated to the art of tailoring a jumbo loan to fit your current and long-term needs.

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Low Down Payment Program

A conventional loan program designed to help homebuyers who don't have a large down payment.

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Adjustable-Rate Mortgage (ARM) with a Fixed-Period

Need a larger loan amount and flexible terms? Depending on your situation, a jumbo adjustable-rate mortgage with a fixed period may be the right fit. In addition to competitive initial fixed rates, we also offer an interest-only payment option on ARM loans up to an 80% loan-to-value.
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Adjustable-Rate Mortgages at CIT Bank

Purchase rates


CIT Bank offers a variety of ARM options: Jumbo 5/1, 7/1, 10/1 (with interest-only payments available).

  • With adjustable-rate loans, after the initial fixed period the interest rate can adjust annually.
  • Initial interest-only payment options available for jumbo loan amounts up to an 80% loan-to-value.
  • If the loan has an interest-only option, this also converts to a fully amortized payment following the applicable initial interest-only period of the loan.
  • Pre-approved letters: We offer fully underwritten credit approvals to help in your new home search.

Our mortgage specialists will help you choose what's right for your unique financial situation.

Call us: 800-217-6629 (Mon-Fri from 9am to 8pm ET)

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