Adjustable-Rate Refinance
Interest Rate
Jumbo 5/1 LIBOR
4.150 %
4.817 %
0.025 %
Advertised interest rates and APR assumes excellent credit score.
As of 10/19/2018 12:54:10 PM. Read Disclosures
Jumbo Refinance

Our professionals are dedicated to the art of tailoring a jumbo loan to fit your current and long-term needs.

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Interest-Only Loans

Interest-Only loans are perfect for freeing up cash, fluctuating income, or owning for short periods.

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Fixed-Rate Mortgage

For easy budgeting, a fixed mortgage rate gives you the stability of a predictable monthly payment.

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Cash-Out Refinance

Cash-Out refinances are great if you've built up a large amount of equity in your home.

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Adjustable-Rate Mortgage (ARM) Refinance with a Fixed-Period

Looking to refinance a larger loan amount and need flexible terms? Depending on your situation, an adjustable-rate mortgage with a fixed period may be the right fit. In addition to competitive initial fixed rates, we offer an interest-only payment option on jumbo ARM loans up to an 80% loan-to-value.
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Adjustable-Rate Mortgages at CIT Bank

Refinance rates


CIT Bank offers a variety of ARM refinance options: Jumbo 5/1, 7/1, 10/1 (with interest-only payments available).

  • With adjustable-rate loans, after the initial fixed period the interest rate can adjust annually.
  • Initial interest-only payment options available for jumbo loan amounts up to an 80% loan-to-value.
  • If the mortgage has an interest-only option, this converts to a fully amortized payment following the applicable interest-only period of the loan.
  • Cash-out refinance options are also available.

Our mortgage specialists will help you choose what's right for your unique financial situation.

Call us: 800-217-6629 (Mon-Fri from 9am to 8pm ET)

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