Jumbo Refinance
Interest Rate
APR
Points
Jumbo 30 Year
4.125 %
4.147 %
0.000 %
Jumbo 15 Year
3.625 %
3.660 %
0.000 %
Jumbo 5/1 LIBOR
3.250 %
3.672 %
0.000 %
Jumbo 5/1 LIBOR Interest-Only
3.375 %
3.735 %
0.000 %
Jumbo 7/1 LIBOR
3.375 %
3.660 %
0.000 %
Jumbo 7/1 LIBOR Interest-Only
3.500 %
3.734 %
0.000 %
Jumbo 10/1 LIBOR
3.625 %
3.741 %
0.000 %
Jumbo 10/1 LIBOR Interest-Only
3.750 %
3.819 %
0.000 %
Advertised interest rates and APR assumes excellent credit score.
As of 12/01/2016 02:19:29 PM. Read Disclosures

Interest-Only Loans

Interest-Only loans are perfect for freeing up cash, fluctuating income, or owning for short periods.

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Fixed-Rate Mortgage

For easy budgeting, a fixed mortgage rate gives you the stability of a predictable monthly payment.

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Cash-Out Refinance

Cash-Out refinances are great if you've built up a large amount of equity in your home.

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Adjustable-Rate Mortgage

Depending on your situation, an adjustable-rate mortgage with a fixed period may be the right fit.

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Jumbo Loans

At CIT Bank, we understand that our clients may be dealing with complex financial situations, self-employment and fluctuating incomes. That's why our refinance professionals are dedicated to the art and science of tailoring a refinance jumbo loan to fit your current and long-term needs. You can count on the dedicated team at CIT Bank for one-on-one guidance through the refinance process, every step of the way.
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Jumbo Loans at CIT Bank

Refinance rates

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Overview

A refinance jumbo loan can be valuable to homeowners, offering a number of benefits that include:

Lower Rate and Lower Payment
Refinancing can help lower your current interest rate, resulting in a lower monthly payment and potential savings over the life of your loan.

Cash-Out Refinancing
By taking advantage of your home equity, you can refinance into a new jumbo loan with a larger loan amount than your current one, and have the difference paid to you. You can use this extra money for home improvements, investments, debt consolidation and more. You can also combine your first and second mortgages into one first-lien jumbo loan, and eliminate the higher rate you may be paying on your second mortgage.

Refinancing for payment stability
If your adjustable-rate jumbo loan is nearing its adjustment period, or if you are already paying higher interest on your mortgage, refinancing could help you save. With today's competitive jumbo loan interest rates, you may be eligible to refinance into a fixed-rate mortgage and enjoy the security of a fixed interest rate and predictable monthly payment.

Cash-out refinance options are also available

Our mortgage specialists will help you choose what's right for your unique financial situation.

Call us: 800-217-6629 (Mon-Fri from 9am to 8pm ET)

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