Open an account
Products
APY*
Minimum balances
Available as IRA
Available as
Custodial
Money Market
1.75%
Opening - $100
No
Yes
Money Market
APY**
1.75
Minimum opening deposit
$100
Available as IRA
No
Available as Custodial
Yes

Open

Jumbo CDs

Earn higher rates on bigger deposits.

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Earn up to% APY
RampUp™ CDs

With a RampUp™ CD, you’ll have the option to adjust your rate once during the term of your CD should our rates go up.

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Earn up to% APY
RampUp™ Plus CDs

With a RampUp™ Plus CD, you’ll have the option to adjust your rate if our rates go up, plus you can add to your deposit once during the term of your CD.

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Earn up to% APY
Term CDs

A selection of terms, all with a low minimum deposit.

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Earn up to% APY
Custodial Accounts (UTMA)

Save money for a child’s future.

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Earn up to% APY
Premier High Yield Savings

Get high yield rates with no fees to reach your savings goals faster.

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Earn up to% APY
0

Money Market Account

Earn more with a high APY and access your money when you need to.


Money Market
Up to% APY*
Rates
Overview

With a CIT Bank high-yield Money Market account you’ll build your savings faster while maintaining convenient access to your funds.

  • Competitive interest rate that’s higher than the money market rates offered by traditional banks
  • Minimum deposit of $100 to open
  • Make up to six (6) transfers or withdrawals per statement cycle
  • Conduct transactions via People Pay
  • No account opening or monthly service fee
  • Daily compounding interest to maximize your earning potential
  • Free online banking
  • FDIC insured**
Other products
Selected products ()
Product
APY**
Minimum balances
Available as IRA
Available as Custodial
APY**
Minimum balances
Available as IRA
Available as Custodial