Premier High Yield SavingsEarn up to% APY
Get high yield rates with no fees to reach your savings goals faster.
CDsEarn up to% APY
Our most flexible CDs help protect you against market fluctuations. You’ll have the option to adjust your rate if our rates go up, plus you can add to your deposit once during the term of your CD.
RampUp™ CDsEarn up to% APY
Our flexible long-term CDs help protect you against market fluctuations. You’ll have the option to adjust your rate once during the term of your CD should our rates go up.
Jumbo CDsEarn up to% APY
Earn higher rates on bigger deposits.
Term CDsEarn up to% APY
A selection of terms, all with a low minimum deposit.
Custodial Accounts (UTMA)Earn up to% APY
Save money for a child’s future.
With a CIT Bank No-Penalty CD, you get the security of an 11-month CD and know you can withdraw the total balance and interest earned without penalty seven days or later after funds have been received. No withdrawals permitted during the first six days after receipt of funds.
See rates & apply
Security and flexibility with access to funds.
Up to% APY*
See rates & apply
FDIC insurance standard amount is $250,000 per depositor for each account ownership category.**
- Minimum deposit of $1,000
- You may withdraw the total balance and interest earned, without penalty, beginning seven days after funds have been received for your CD. No withdrawals are permitted during the first six days following the receipt of funds
- No account opening or maintenance fees
- Daily compounding interest to maximize your earning potential
- FDIC insured**
* APY — Annual Percentage Yield is
accurate as of December 18, 2015. CDs may be subject to an early withdrawal penalty, which may reduce earnings.
** CIT Bank, N.A. and OneWest Bank, a division of CIT Bank, N.A. are the same FDIC-insured institution. Deposits held under each name are not separately insured, but are combined to determine whether a depositor has exceeded the $250,000 federal deposit insurance limit, per depositor for each account ownership category. For purposes of calculating aggregate deposits held in CIT Bank, N.A., you should include deposits held in OneWest Bank, a division of CIT Bank, N.A.