One of the nation's top ratesover 22x the national average1

Strategize your financial goals.
Open a Premier High Yield Savings Account!

on balances $0-$250,000

1.30% APY2 for total
balances over $250,000

  • $100 Minimum Opening Deposit
  • No Fees to Open or Maintain
  • Daily Compounding Interest
  • 24/7 Secure Online Banking
  • FDIC Insured
Get Started

Interest will be paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance.

Your Money Grows Faster with CIT Bank3

CIT Bank
1.35% APY
Bank of America
0.01% APY
0.01% APY
Wells Fargo
0.01% APY
National Average
0.06% APY

National average as published in the FDIC Weekly National Rates and Rate Caps, accurate as of October 2, 2017.

Award-winning4 rates and products. Just for you.

Best High Yield Online Savings Accounts for 2017

5 Star Rating

for the Premier High Yield Savings Account

It's easy and fast. Get started by going to our Open a CIT Bank Account page. Then follow the easy steps to complete your application. Have the following information handy:

  • Social Security number
  • Driver's license or other valid state identification
  • A check or your bank routing and account numbers from the account you'll be using to fund your new CIT Bank Premier High Yield Savings Account
  • Names and personal details (Social Security number, valid ID) of any joint account holders and/or designated beneficiaries

Premier High Yield Savings Account FAQs

To get and maintain the 1.35% APY, keep your balance (this includes deposits AND interest), below $250,000. If your balance exceeds $250,000, it will earn a 1.30% APY.

After you open an account, you'll receive an email with simple instructions on how to create an alert that will notify you when your balance reaches a set level. It's fast and easy to set up.

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Minimum balances
Available as IRA
Available as Custodial
Minimum balances
Available as IRA
Available as Custodial