Privacy notice for consumers

Download PDFRevised 08/2015


What does CIT Group Inc. ("CIT")
do with your personal information?


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depends on the product or service you have with us. This information can include:

  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores
  • transaction or loss history
  • overdraft history

When you are no longer our customer, we continue to share your information as described in this notice.


All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons CIT chooses to share; and whether you can limit this sharing.


For CIT Bank, N.A. call: 1-855-462-2652
For OneWest Bank, a division of CIT Bank, N.A. call: 1-888-846-3433
For OneWest Bank Mortgage Servicing, a division of CIT Bank, N.A. call: 1-800-781-7399
For Financial Freedom, a division of CIT Bank, N.A. call: 1-800-441-4428

What we do
How does CIT protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does CIT collect my personal information?

We collect your personal information, for example, when you

  • open an account or make deposits
  • pay your bills or apply for a loan
  • provide account information
  • use your debit or credit card
  • enter into an investment advisory contract

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

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