Premier High Yield SavingsEarn up to% APY
Get high yield rates with no fees to reach your savings goals faster.
Term CDsEarn up to% APY
A selection of terms, all with a low minimum deposit.
No-Penalty CDEarn up to% APY
With a CIT Bank No-Penalty CD, you get the security of an 11-month CD with the option to withdraw the total balance and interest earned without penalty seven days or later after funds have been received.
CDsEarn up to% APY
Our most flexible CDs help protect you against market fluctuations. You’ll have the option to adjust your rate if our rates go up**, plus you can add to your deposit once during the term of your CD.
Jumbo CDsEarn up to% APY
Earn higher rates on bigger deposits.
Custodial Accounts (UTMA)Earn up to% APY
Save money for a child’s future.
CIT Bank RampUp™ CDs
long-term CDs help protect you against market fluctuations. You'll have the
option to adjust your rate once during the term of your CD should our rates go
See rates &
Increase your rate. Add
Up to% APY*
See rates & apply
FDIC insurance standard amount is $250,000 per depositor for
each account ownership category.†
- Available in 3- and 4-year terms
deposit of $25,000 for the 3-Year RampUp™ CD or $50,000 for the 4-Year RampUp™
- Option to increase your rate once during the term of your CD if
our rates go up**
- Enjoy the security of a CD and stay in your
original rate until maturity, if our rates go down
- No account
opening or maintenance fees
- Daily compounding interest to maximize
your earning potential
- FDIC insured†
- Exercise your rate increase option at any time by calling 855-462-2652
* APY — Annual Percentage Yield is
accurate as of December 18, 2015. CDs may be
subject to an early withdrawal penalty, which may reduce
** Effective June
1, 2015, all new or renewed RampUp™ and RampUp™ Plus
CDs will be subject to a rate cap that will limit the optional increase of
the initial APY to twice the amount of the initial APY, less
† CIT Bank, N.A. and OneWest Bank, a division of CIT Bank, N.A. are the same FDIC-insured institution. Deposits held under each name are not separately insured, but are combined to determine whether a depositor has exceeded the $250,000 federal deposit insurance limit, per depositor for each account ownership category. For purposes of calculating aggregate deposits held in CIT Bank, N.A., you should include deposits held in OneWest Bank, a division of CIT Bank, N.A.
The maximum deposit to RampUp™ accounts with an original maturity of more than two years is $250,000.