Term**
APY
Minimum opening deposit
Available as IRA
Available as Custodial
3-Year
%
$25,000
Yes
Yes
4-Year
%
$50,000
Yes
Yes

High Yield Savings

Build toward your goals with interest rates to help maximize your return.

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Earn up to % APY

Term CDs

A selection of terms, all with a low minimum deposit.

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Earn up to % APY

RampUp™ Plus CDs

Our most flexible CDs help protect you against market fluctuations. You’ll have the option to adjust your rate if our rates go up**, plus you can add to your deposit once during the term of your CD.

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Earn up to % APY

Jumbo CDs

Earn higher rates on bigger deposits.

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Earn up to % APY

IRA Accounts

Grow your nest egg with tax-deferred earnings.

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Earn up to % APY

Custodial Accounts (UTMA)

Save money for a child’s future.

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Earn up to % APY

0

CIT Bank RampUp™ CDs

Our flexible long-term CDs help protect you against market fluctuations. You'll have the option to adjust your rate once during the term of your CD should our rates go up.
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RampUp CDs at CIT Bank

Increase your rate. Add flexibility.

Up to% APY*

See rates & apply

Overview
  • Available in 3- and 4-year terms
  • Minimum deposit of $25,000 for the 3-Year RampUp™ CD or $50,000 for the 4-Year RampUp™ CD
  • Option to increase your rate once during the term of your CD if our rates go up**
  • Enjoy the security of a CD and stay in your original rate until maturity, if our rates go down
  • No account opening or maintenance fees
  • Daily compounding interest to maximize your earning potential
  • FDIC insured
  • Exercise your rate increase option at any time by calling 855-462-2652
Rates
Other products
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Product
APY**
Minimum balances
Available as IRA
Available as Custodial
APY**
Minimum balances
Available as IRA
Available as Custodial