CIT Bank RampUp™ Plus CDs

Our most flexible CDs help protect you against market fluctuations. You’ll have the option to adjust your rate once if our rates go up, plus you can add to your deposit once during the term of your CD.
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RampUp Plus CDs at CIT Bank

Increase your rate. Increase your deposit.

Up to % APY*

Open an account

Overview
  • Available in 1- and 2-year terms
  • Minimum deposit of $25,000
  • Option to increase your rate once during the term of your CD if our rates go up**
  • If our rates go down, you can still add to your deposit and earn interest at the higher initial rate
  • Freedom to add to your original deposit once during the term of your CD
  • No account opening or maintenance fees
  • Daily compounding interest to maximize your earning potential
  • FDIC insured
  • Exercise one or both of your options at any time by calling 855-462-2652
Rates
Term**
APY
Minimum opening deposit
Available as IRA
Available as Custodial
1-Year
%
$25,000
Yes
Yes
2-Year
%
$25,000
Yes
Yes

1-Year

APY

%

Minimum opening deposit

$25,000

Available as IRA

Yes

Available as Custodial

Yes

2-Year

APY

%

Minimum opening deposit

$25,000

Available as IRA

Yes

Available as Custodial

Yes
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