Term**
APY
Minimum opening deposit
Available as IRA
Available as Custodial
1-Year
%
$25,000
Yes
Yes
2-Year
%
$25,000
Yes
Yes

High Yield Savings

Build toward your goals with interest rates to help maximize your return.

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Earn up to % APY

Term CDs

A selection of terms, all with a low minimum deposit.

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Earn up to % APY

RampUp™ CDs

Our flexible long-term CDs help protect you against market fluctuations. You’ll have the option to adjust your rate once during the term of your CD should our rates go up.**

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Earn up to % APY

Jumbo CDs

Earn higher rates on bigger deposits.

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Earn up to % APY

IRA Accounts

Grow your nest egg with tax-deferred earnings.

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Earn up to % APY

Custodial Accounts (UTMA)

Save money for a child’s future.

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Earn up to % APY

0

CIT Bank RampUp™ Plus CDs

Our most flexible CDs help protect you against market fluctuations. You'll have the option to adjust your rate once if our rates go up, plus you can add to your deposit once during the term of your CD.
See rates & apply


RampUp Plus CDs at CIT Bank

Increase your rate. Increase your deposit.

Up to% APY*

See rates & apply

Overview
  • Available in 1- and 2-year terms
  • Minimum deposit of $25,000
  • Option to increase your rate once during the term of your CD if our rates go up**
  • If our rates go down, you can still add to your deposit and earn interest at the higher initial rate
  • Freedom to add to your original deposit once during the term of your CD
  • No account opening or maintenance fees
  • Daily compounding interest to maximize your earning potential
  • FDIC insured
  • Exercise one or both of your options at any time by calling 855-462-2652
Rates
Other products
Selected products ()
Product
APY**
Minimum balances
Available as IRA
Available as Custodial
APY**
Minimum balances
Available as IRA
Available as Custodial