Term
APY
Minimum opening deposit
Available as IRA
Available as Custodial
6-Month
%
$1,000
No
Yes
1-Year
%
$1,000
Yes
Yes
2-Year
%
$1,000
Yes
Yes
3-Year
%
$1,000
Yes
Yes
4-Year
%
$1,000
Yes
Yes
5-Year
%
$1,000
Yes
Yes

High Yield Savings

Build toward your goals with interest rates to help maximize your return.

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Earn up to % APY

RampUp™ Plus CDs

Our most flexible CDs help protect you against market fluctuations. You’ll have the option to adjust your rate if our rates go up, plus you can add to your deposit once during the term of your CD.

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Earn up to % APY

RampUp™ CDs

Our flexible long-term CDs help protect you against market fluctuations. You’ll have the option to adjust your rate once during the term of your CD should our rates go up.

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Earn up to % APY

Jumbo CDs

Earn higher rates on bigger deposits.

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Earn up to % APY

IRA Accounts

Grow your nest egg with tax-deferred earnings.

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Earn up to % APY

Custodial Accounts (UTMA)

Save money for a child’s future.

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Earn up to % APY

CIT Bank Term CDs

Choose from our widest variety of terms to help you achieve short-term goals-or long-term dreams.
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Term CDs - A range of choices

A range of choices. Low minimum deposits.

Up to% APY*

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Overview
  • Minimum deposit of $1,000
  • Selection of terms to meet your needs
  • No account opening or maintenance fees
  • Daily compounding interest to maximize your earning potential
  • FDIC insured**
Rates
Other products
Selected products ()
Product
APY**
Minimum balances
Available as IRA
Available as Custodial
APY**
Minimum balances
Available as IRA
Available as Custodial