Term
APY
Minimum opening deposit
Available as IRA
Available as Custodial
6-Month
%
$1,000
No
Yes
1-Year
%
$1,000
No
Yes
2-Year
%
$1,000
No
Yes
3-Year
%
$1,000
No
Yes
4-Year
%
$1,000
No
Yes
5-Year
%
$1,000
No
Yes
Premier High Yield Savings

Get high yield rates with no fees to reach your savings goals faster.

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Earn up to% APY
No-Penalty CD

With a CIT Bank No-Penalty CD, you get the security of an 11-month CD with the option to withdraw the total balance and interest earned without penalty seven days or later after funds have been received.

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Earn up to% APY
RampUp™ Plus CDs

Our most flexible CDs help protect you against market fluctuations. You’ll have the option to adjust your rate if our rates go up, plus you can add to your deposit once during the term of your CD.

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Earn up to% APY
RampUp™ CDs

Our flexible long-term CDs help protect you against market fluctuations. You’ll have the option to adjust your rate once during the term of your CD should our rates go up.

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Earn up to% APY
Jumbo CDs

Earn higher rates on bigger deposits.

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Earn up to% APY
Custodial Accounts (UTMA)

Save money for a child’s future.

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Earn up to% APY
1
1YearCD
Earn Higher Returns
5.5x
the national average*
LOW MINIMUM DEPOSIT
Explore the benefits

CIT Bank Term CDs

Choose from our widest variety of terms to help you achieve short-term goals-or long-term dreams. With terms ranging from 6 months to 5 years, CIT Bank offers options that meet your savings needs.
See CD rates & apply


CD terms range from 6 months and 1 year up to 5 years

A range of choices. Low minimum deposits.

Up to% APY*

See rates & apply

Overview
  • Minimum deposit of $1,000
  • Selection of terms to meet your needs – From our short-term 6-Month and 1-Year CDs to our longer term 5-Year CDs
  • No account opening or maintenance fees
  • Daily compounding interest to maximize your earning potential
  • FDIC insured**
CD Rates
Other products
Selected products ()
Product
APY**
Minimum balances
Available as IRA
Available as Custodial
APY**
Minimum balances
Available as IRA
Available as Custodial