Open an account
Products
APY*
Minimum balances
Available as IRA
Available as
Custodial
Savings Builder
1.14%
Opening: $100
Daily: <$25,000
No
Yes
Savings Builder
2.15%
Opening: $100
Daily: <$25,000 but with monthly deposit of $100 or more
No
Yes
Savings Builder
2.15%
Opening: $100
Daily: ≥$25,000
No
Yes
Tier 1 Savings Builder
APY**
1.14
Minimum opening deposit
$100
Available as IRA
No
Available as Custodial
Yes

Open

Tier 2 Savings Builder
APY**
2.15
Minimum opening deposit
$100
Available as IRA
No
Available as Custodial
Yes

Open

Tier 3 Savings Builder
APY**
2.15
Minimum opening deposit
$100
Available as IRA
No
Available as Custodial
Yes

Open

Jumbo CDs

Earn higher rates on bigger deposits.

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Earn up to% APY
No-Penalty CD

With a CIT Bank No-Penalty CD, you get the security of an 11-month CD with the option to withdraw the total balance and interest earned without penalty seven days or later after funds have been received.

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Earn up to% APY
Premier High Yield Savings

Get high yield rates with no fees to reach your savings goals faster.

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Earn up to% APY
Term CDs

A selection of terms, all with a low minimum deposit.

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Earn up to% APY
1

Savings Builder


Savings Builder

Tier Boost: Two Ways to Build Your Savings

Up to % APY*
Rates
Overview

Save more and earn more with the Savings Builder.

  • Introductory Offer: Get 2.15% APY from the day the account is opened through the first Evaluation Day.
  • Continue earning 2.15% APY after the introductory offer by completing one of the following:
    • Maintain a balance of $25,000 or more.
    • Tier Boost - Make a monthly deposit of $100 or more.
  • Minimum opening deposit of $100
  • No account opening or maintenance fees
  • Daily compounding interest to maximize your earning potential
Other products
Selected products ()
Product
APY**
Minimum balances
Available as IRA
Available as Custodial
APY**
Minimum balances
Available as IRA
Available as Custodial