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CIT Bank Savings*

Reach your goals with interest rates to help maximize your return. Learn more

Open an account
Products
APY**
Minimum balances
Available as IRA
Available as Custodial
Premier High Yield Savings (Tier 1)
%
Opening: $100
Daily: $0 - $250,000
No
Yes
Premier High Yield Savings (Tier 2)
%
Opening: $100
Daily: $250,000 +
No
Yes
Premier High Yield Savings (Tier 1)
APY**
1.35
Minimum opening deposit
$100
Available as IRA
No
Available aas Custodial
Yes

Open

Premier High Yield Savings (Tier 2)
APY**
1.30
Minimum opening deposit
$100
Available as IRA
No
Available aas Custodial
Yes

Open

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CIT Bank Term CDs

A selection of term, all with a low minimum deposit. Learn more

Open an account
Term
APY**
Minimum opening deposit
Available as IRA
Available as Custodial
6-Month
%
$1,000
No
Yes
13-Month
%
$1,000
No
Yes
1-Year
%
$1,000
No
Yes
2-Year
%
$1,000
No
Yes
3-Year
%
$1,000
No
Yes
4-Year
%
$1,000
No
Yes
5-Year
%
$1,000
No
Yes
6-Month Term CD
APY**
0.72
Minimum opening deposit
$1,000
Available as IRA
No
Available aas Custodial
Yes

Open

13-Month Term CD
APY**
1.48
Minimum opening deposit
$1,000
Available as IRA
No
Available aas Custodial
Yes

Open

1-Year Term CD
APY**
1.32
Minimum opening deposit
$1,000
Available as IRA
No
Available aas Custodial
Yes

Open

2-Year Term CD
APY**
1.40
Minimum opening deposit
$1,000
Available as IRA
No
Available aas Custodial
Yes

Open

3-Year Term CD
APY**
1.30
Minimum opening deposit
$1,000
Available as IRA
No
Available aas Custodial
Yes

Open

4-Year Term CD
APY**
1.50
Minimum opening deposit
$1,000
Available as IRA
No
Available aas Custodial
Yes

Open

5-Year Term CD
APY**
1.70
Minimum opening deposit
$1,000
Available as IRA
No
Available aas Custodial
Yes

Open

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CIT Bank No-Penalty CD***

Assurance and flexibility with access to funds. Learn more

Open an account
Products
APY**
Minimum balances
Available as IRA
Available as Custodial
11-Month
%
$1,000
No
Yes
11-Month No Penalty CD
APY**
1.55
Minimum opening deposit
$1,000
Available as IRA
No
Available aas Custodial
Yes

Open

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CIT Bank RampUp™ Plus CDs

Enjoy flexibility and the freedom to boost your rate§§ and your deposit once during your term. Learn more

Open an account
Term
APY**
Minimum opening deposit
Available as IRA
Available as Custodial
1-Year
%
$25,000
No
Yes
2-Year
%
$25,000
No
Yes
1-Year Ramp Up Plus CD
APY**
1.26
Minimum opening deposit
$25,000
Available as IRA
No
Available aas Custodial
Yes

Open

2-Year Ramp Up Plus CD
APY**
1.27
Minimum opening deposit
$25,000
Available as IRA
No
Available aas Custodial
Yes

Open

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CIT Bank RampUp™ Δ CDs

Enjoy flexibility with the ability to boost your rate§§ once during the term of your CD. Learn more

Open an account
Term
APY**
Minimum opening deposit
Available as IRA
Available as Custodial
3-Year
%
$25,000
No
Yes
4-Year
%
$50,000
No
Yes
3-Year Ramp Up CD
APY**
1.20
Minimum opening deposit
$25,000
Available as IRA
No
Available aas Custodial
Yes

Open

4-Year Ramp Up CD
APY**
1.38
Minimum opening deposit
$50,000
Available as IRA
No
Available aas Custodial
Yes

Open

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CIT Bank Jumbo CDs

Earn higher rates on bigger deposits. Learn more

Open an account
Term
APY**
Minimum opening deposit
Available as IRA
Available as Custodial
2-Year
%
$100,000
No
Yes
3-Year
%
$100,000
No
Yes
4-Year
%
$100,000
No
Yes
5-Year
%
$100,000
No
Yes
2-Year Jumbo CD
APY**
1.45
Minimum opening deposit
$100,000
Available as IRA
No
Available aas Custodial
Yes

Open

3-Year Jumbo CD
APY**
1.40
Minimum opening deposit
$100,000
Available as IRA
No
Available aas Custodial
Yes

Open

4-Year Jumbo CD
APY**
1.60
Minimum opening deposit
$100,000
Available as IRA
No
Available aas Custodial
Yes

Open

5-Year Jumbo CD
APY**
1.75
Minimum opening deposit
$100,000
Available as IRA
No
Available aas Custodial
Yes

Open

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CIT Bank Custodial Accounts

Save money for a child’s future. All CIT Bank accounts except High Yield Savings Accounts can be set up as custodial accounts under the Uniform Transfers to Minors Act.

Learn more

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Compare
Term/Product
APY**
Minimum balances
Available as IRA
Available as Custodial

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Open an account
Products
Term
APY**
Minimum balances
Available as IRA
Available as Custodial
Jumbo CD
2-Year
1.45
$100,000
No
Yes
Jumbo CD
3-Year
1.40
$100,000
No
Yes
Jumbo CD
4-Year
1.60
$100,000
No
Yes
Jumbo CD
5-Year
1.75
$100,000
No
Yes
Ramp Up CD
3-Year
1.20
$25,000
No
Yes
Ramp Up CD
4-Year
1.38
$50,000
No
Yes
Ramp Up Plus CD
1-Year
1.26
$25,000
No
Yes
Ramp Up Plus CD
2-Year
1.27
$25,000
No
Yes
Term CD
6-Month
0.72
$1,000
No
Yes
Term CD
13-Month
1.48
$1,000
No
Yes
Term CD
1-Year
1.32
$1,000
No
Yes
Term CD
2-Year
1.40
$1,000
No
Yes
Term CD
3-Year
1.30
$1,000
No
Yes
Term CD
4-Year
1.50
$1,000
No
Yes
Term CD
5-Year
1.70
$1,000
No
Yes
No Penalty CD
11-Month
1.55
$1,000
No
Yes
Premier High Yield Savings (Tier 1)
1.35
$100
No
Yes
Premier High Yield Savings (Tier 2)
1.30
$100
No
Yes
1-Month
5.49
No
No
1-Month
9.9
No
No
2-Year Jumbo CD
APY**
1.45
Minimum opening deposit
$100,000
Available as IRA
No

Open

3-Year Jumbo CD
APY**
1.40
Minimum opening deposit
$100,000
Available as IRA
No

Open

4-Year Jumbo CD
APY**
1.60
Minimum opening deposit
$100,000
Available as IRA
No

Open

5-Year Jumbo CD
APY**
1.75
Minimum opening deposit
$100,000
Available as IRA
No

Open

3-Year Ramp Up CD
APY**
1.20
Minimum opening deposit
$25,000
Available as IRA
No

Open

4-Year Ramp Up CD
APY**
1.38
Minimum opening deposit
$50,000
Available as IRA
No

Open

1-Year Ramp Up Plus CD
APY**
1.26
Minimum opening deposit
$25,000
Available as IRA
No

Open

2-Year Ramp Up Plus CD
APY**
1.27
Minimum opening deposit
$25,000
Available as IRA
No

Open

6-Month Term CD
APY**
0.72
Minimum opening deposit
$1,000
Available as IRA
No

Open

13-Month Term CD
APY**
1.48
Minimum opening deposit
$1,000
Available as IRA
No

Open

1-Year Term CD
APY**
1.32
Minimum opening deposit
$1,000
Available as IRA
No

Open

2-Year Term CD
APY**
1.40
Minimum opening deposit
$1,000
Available as IRA
No

Open

3-Year Term CD
APY**
1.30
Minimum opening deposit
$1,000
Available as IRA
No

Open

4-Year Term CD
APY**
1.50
Minimum opening deposit
$1,000
Available as IRA
No

Open

5-Year Term CD
APY**
1.70
Minimum opening deposit
$1,000
Available as IRA
No

Open

11-Month No Penalty CD
APY**
1.55
Minimum opening deposit
$1,000
Available as IRA
No

Open

Premier High Yield Savings (Tier 1)
APY**
1.35
Minimum opening deposit
$100
Available as IRA
No

Open

Premier High Yield Savings (Tier 2)
APY**
1.30
Minimum opening deposit
$100
Available as IRA
No

Open

1-Month
APY**
5.49
Minimum opening deposit
Available as IRA
No

Open

1-Month
APY**
9.9
Minimum opening deposit
Available as IRA
No

Open


Selected products ()
Product
APY**
Minimum balances
Available as IRA
Available as Custodial
APY**
Minimum balances
Available as IRA
Available as Custodial